100% Medisave Claimable

Wisdom tooth surgery —
fully covered by Medisave

$1,250 total, fully claimable through Medisave. $0* out-of-pocket for surgical extraction of impacted wisdom teeth at Trust Dental Surgery.

MEDISAVE

How Medisave works for wisdom tooth surgery

Wisdom tooth surgery is a Medisave-claimable procedure. Here is what you need to know about costs and the claim process.

$1,250
Total surgery cost
(per tooth)
$1,250
Claimable from
your Medisave
$0*
Out-of-pocket
cash payment

Step-by-step claim process

Our clinic handles the Medisave paperwork for you. Here is what to expect.

1

Consultation & X-ray

Your dental surgeon examines your wisdom teeth and takes an X-ray to determine if surgical extraction is needed.

2

Bring your NRIC

On the day of surgery, bring your NRIC (or your dependent's NRIC if using a family member's Medisave account).

3

We handle the paperwork

Our clinic submits the Medisave claim on your behalf. You sign the claim form at the clinic — that is all you need to do.

4

$0* payment at checkout

The full amount is deducted from your Medisave account. No cash payment is required at the counter.

Understanding the Medisave claim in detail

Here is everything you need to know about how the Medisave deduction works for wisdom tooth surgery.

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What documents to bring

Bring your NRIC on the day of surgery. If you are using a family member's Medisave, bring their NRIC as well. No additional paperwork is needed from you — our clinic handles everything else.

How long the claim takes

The Medisave claim is processed electronically at the point of treatment. You sign a form at the clinic, and we submit it to CPF. The deduction from your Medisave account happens within a few working days. There is no waiting period or separate application.

👪

Using a family member's Medisave

You can use the Medisave of your spouse, parents, children, grandparents, or grandchildren. The family member does not need to be present — just bring their NRIC. This is useful if your own Medisave balance is insufficient.

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What if my Medisave balance is low?

If your Medisave balance is insufficient to cover the full surgical fee, you pay the remaining balance in cash. For example, if you have $900 in Medisave and the fee is $1,250, you pay $350 cash. You can also use a family member's Medisave instead.

📈

Medisave claim limits

The Medisave withdrawal limit for wisdom tooth surgery is $1,250 per tooth per procedure. Each wisdom tooth is treated as a separate claim. If all 4 wisdom teeth need surgical extraction, you can claim up to $5,000 total from Medisave.

📅

Multiple sessions allowed

You do not have to remove all wisdom teeth in one visit. Many patients choose to do one side per session for comfort. Each session's claim is processed independently. There is no penalty for spreading out your extractions.

Wisdom tooth surgery can be $0 out-of-pocket with Medisave. Find out if you qualify.

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ELIGIBILITY

Who qualifies for Medisave claims

Not all wisdom tooth extractions are Medisave-claimable. Here is a detailed guide to eligibility.

🦷

Surgical extraction required

  • Impacted wisdom teeth (fully or partially trapped in jawbone)
  • Partially erupted wisdom teeth causing recurrent infection
  • Wisdom teeth that require bone removal or tooth sectioning
  • Your dental surgeon must clinically confirm the need for surgery
📋

Assessment by a dental surgeon

  • Your dental surgeon will examine your X-ray and confirm the need for surgery
  • A clinical assessment determines if the case is surgical (Medisave-claimable) or simple (non-claimable)
  • No referral from a polyclinic or GP is needed — book directly with us
🇬🇸

Singapore Citizens & PRs

  • You must be a Singapore Citizen or Permanent Resident
  • You must have a Medisave account with sufficient balance
  • You can use your own or an immediate family member's Medisave
  • Immediate family: spouse, parents, children, grandparents, grandchildren
  • Bring your NRIC (and family member's NRIC if using theirs) on the day

What is NOT covered by Medisave

  • Simple extractions (non-impacted, fully erupted teeth)
  • Teeth that can be removed without surgery
  • Non-wisdom tooth extractions (e.g., premolars, molars)
  • Cosmetic or elective procedures
  • GST on the surgical fees (9%)
  • Additional procedures such as bone grafting (if needed)
THE PROCEDURE

What happens during wisdom tooth surgery

The procedure is performed under local anaesthesia in our clinic. Here is what to expect, step by step.

💉

Local anaesthesia

Your dental surgeon numbs the area around the wisdom tooth. You will be awake but will not feel any pain during the procedure.

Takes about 5 minutes
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Accessing the tooth

A small incision is made in the gum tissue. If the tooth is trapped under bone, a small amount of bone may be carefully removed to access it.

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Tooth removal

The wisdom tooth is gently extracted. In some cases, the tooth is divided into smaller sections for easier and safer removal.

Typically 20–45 minutes per tooth

Stitches & aftercare

The site is cleaned and stitched. Your dental surgeon provides aftercare instructions, prescribed medication (painkillers, antibiotics, mouthwash), and schedules a follow-up visit.

Stitches removed at follow-up visit

We handle all Medisave claims for you — no paperwork hassle.

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RECOVERY

Recovery tips for a smooth healing

Most patients recover within 3 to 5 days. Follow these tips for the best outcome.

🧊

Rest & elevate

Rest for the first 24 hours. Keep your head elevated with pillows when lying down to reduce swelling.

🥶

Cold compress

Apply an ice pack to your cheek for 15 minutes on, 15 minutes off during the first 48 hours to minimise swelling.

🍲

Soft foods only

Stick to porridge, soup, yoghurt, and mashed foods for the first few days. Avoid hot, spicy, or crunchy food.

💊

Take your medication

Follow the prescribed painkillers and antibiotics as directed. Do not skip doses, even if you feel fine.

💧

Gentle rinsing

After 24 hours, gently rinse with the prescribed mouthwash or warm salt water. Avoid vigorous rinsing or spitting.

🚫

What to avoid

No smoking, no straws, no strenuous exercise for at least 3 days. These can dislodge the blood clot and delay healing.

COMPARISON

Surgical vs simple extraction

Not sure which type applies to you? Here is a quick comparison.

Medisave Claimable

Surgical Extraction

$1,250
Fully covered by Medisave — $0* cash
  • Impacted or partially erupted wisdom teeth
  • Requires incision, bone removal, or tooth sectioning
  • Performed by dental surgeon
  • Stitches required
  • Recovery: 3–5 days
Cash Payment

Simple Extraction

~$150
Cash payment — not Medisave claimable
  • Fully erupted, non-impacted teeth
  • Straightforward removal with forceps
  • No incision or bone removal needed
  • Stitches usually not required
  • Recovery: 1–2 days
Pricing

Wisdom tooth surgery costs

Transparent pricing with Medisave claims handled for you. Most patients pay $0* out of pocket.

Medisave Claimable

Surgical Extraction

$350 – $1,250

Per tooth · Depending on complexity

Medisave Breakdown
Medisave claim (up to)$1,250
Your out-of-pocket$0*
MEDISAVE

Simple Extraction

~$150

Cash payment · Not Medisave claimable

For fully erupted, non-impacted teeth. Straightforward removal with minimal recovery time.

🏥
Medisave covers the full cost

Claim up to $1,250 per tooth. Use your own Medisave or a family member's. We handle all paperwork.

All prices shown are before GST (9%). Final fees may vary based on individual assessment. *$0 out-of-pocket applies when Medisave balance is sufficient.

Our dentists perform wisdom tooth extractions daily. You're in experienced hands.

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COMPARISON

Medisave vs CHAS vs cash payment

Not sure which subsidy applies to your case? Here is a clear comparison of the three payment options for wisdom tooth extraction.

Recommended

Medisave

$0*

Out-of-pocket

✓ Surgical extraction only

✓ Up to $1,250 per tooth

✓ SC & PR with Medisave account

✓ Family member's Medisave accepted

✓ Claim per tooth, across sessions

Simple extraction

CHAS Subsidy

Up to $78.50

Subsidy per tooth (PG)

✓ Simple extraction only (non-surgical)

✓ PG: up to $78.50 (posterior)

✓ MG/Blue/Orange: lower rates

✓ CHAS card + NRIC required

✗ Not for surgical extraction

All patients

Cash Payment

From $150

Per tooth (simple)

✓ Available to all patients

✓ Simple: from $150

✓ Surgical: $350–$1,250

✓ No eligibility requirements

✓ Cash, NETS, or credit card

💡

Not sure which applies to you?

Book a consultation and our team will assess your wisdom teeth, explain which subsidy you qualify for, and give you a clear cost breakdown before any treatment. No surprises.

Full cost breakdown before surgery. No hidden fees, no surprises.

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FAQ

Common questions about wisdom tooth Medisave

Am I eligible to use Medisave for wisdom tooth surgery?

+
You are eligible if you are a Singapore Citizen or Permanent Resident with a Medisave account, and your wisdom tooth requires surgical extraction (e.g., impacted or partially erupted). A dental surgeon must assess and confirm that surgery is needed. Simple extractions are not covered by Medisave.

How much can I claim from Medisave for wisdom tooth surgery?

+
You can claim up to $1,250 per Medisave-claimable procedure for wisdom tooth surgery. At Trust Dental, our wisdom tooth surgery is priced at $1,250 total, meaning the full cost is covered by Medisave with $0* out-of-pocket expense.

How long is the recovery after wisdom tooth surgery?

+
Most patients recover within 3 to 5 days. Swelling typically peaks around day 2–3 and subsides within a week. You can usually return to normal activities within 2–3 days. Your dental surgeon will provide detailed aftercare instructions and medication for a comfortable recovery.

Can I remove all 4 wisdom teeth at once?

+
Yes, it is possible to remove all 4 wisdom teeth in a single session. However, your dental surgeon will assess your individual case and recommend whether it is suitable to do so. Some patients prefer to do 2 at a time (one side per session) for a more comfortable recovery.

Will wisdom tooth surgery be painful?

+
The surgery is performed under local anaesthesia, so you will not feel pain during the procedure. After the anaesthesia wears off, some discomfort and swelling is normal. Your dental surgeon will prescribe painkillers and anti-inflammatory medication to manage this. Most patients describe the discomfort as very manageable.

How much Medisave can I claim for wisdom tooth surgery?

+
You can claim up to $1,250 per Medisave-claimable procedure for wisdom tooth surgery. At Trust Dental, our wisdom tooth surgery is priced at $1,250 total, meaning the entire cost can be covered by Medisave with $0* out-of-pocket expense for eligible patients.

Do I need a referral for wisdom tooth surgery?

+
No referral is needed. You can book a consultation directly at Trust Dental Surgery. Our dental surgeon will assess your wisdom teeth with a clinical examination and X-ray, and advise whether surgical extraction is necessary.

What documents do I need for a Medisave claim?

+
You will need your NRIC (or your family member's NRIC if using their Medisave). Our clinic handles all the Medisave claim paperwork on your behalf. There are no forms for you to fill out or submit separately.

How long does the Medisave claim process take?

+
The Medisave claim is processed at the point of treatment. You simply present your NRIC and our team submits the claim electronically. There is no waiting period — the deduction happens directly from your Medisave account.

Can I claim Medisave for all 4 wisdom teeth?

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Yes. Each wisdom tooth that requires surgical extraction is eligible for a separate Medisave claim of up to $1,250 per tooth. If all 4 wisdom teeth require surgical extraction, you can claim for all of them. The claims can be made across different sessions if you choose to remove them in stages.

Is the $0 out-of-pocket for wisdom tooth surgery guaranteed?

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The $0* out-of-pocket applies when the surgery cost is fully covered by your Medisave balance. This is the case for the majority of patients at Trust Dental. However, if your Medisave balance is insufficient to cover the $1,250 surgical fee, you would need to top up the difference in cash. Your dental surgeon will confirm the exact amount before proceeding.

Can I use my spouse's or parent's Medisave for my wisdom tooth surgery?

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Yes. You can use the Medisave account of your immediate family members — this includes your spouse, parents, children, grandparents, and grandchildren. The family member does not need to be present. Simply bring their NRIC along with yours on the day of surgery. Our clinic will process the claim on their Medisave account.

Is GST covered by Medisave for wisdom tooth surgery?

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GST (currently 9%) is not covered by Medisave for dental procedures. However, at Trust Dental, our wisdom tooth surgery pricing is structured so that the total fee falls within the Medisave withdrawal limit, meaning most patients still pay $0* out-of-pocket. Your dentist will give you a clear breakdown of all costs, including GST, during your consultation.

Can foreigners or work permit holders claim Medisave?

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No. Medisave is only available to Singapore Citizens and Permanent Residents with a CPF Medisave account. Foreigners, work permit holders, and S Pass holders are not eligible for Medisave claims. However, you can still receive wisdom tooth surgery at Trust Dental and pay by cash, NETS, or credit card.

Can I claim Medisave if my wisdom tooth is not impacted?

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No. Medisave can only be used for surgical extraction of wisdom teeth — meaning the tooth must be impacted (partially or fully trapped in the gum or bone) and require a surgical procedure to remove. If your wisdom tooth has fully erupted and can be removed with a simple extraction, it is not Medisave-claimable. Simple extractions are paid in cash, and CHAS subsidies may apply for eligible patients.

Do I need to check my Medisave balance before my appointment?

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It is a good idea to check your Medisave balance before your surgery appointment. You can check your balance via the CPF website (cpf.gov.sg), the CPF mobile app, or at any SingPost outlet. If your balance is insufficient to cover the full surgical fee, you can choose to use a family member's Medisave or top up the difference in cash.

Both clinics open evenings. Same-day consultations available.

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Jurong West
Blk 491 Jurong West Ave 1, #01-171, Singapore 640491
8666 6759
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Fri – Sat10am – 5:30pm
Sun & Public HolidaysClosed
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Blk 431 Clementi Ave 3, #01-344, Singapore 120431
8666 8035
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Fri – Sat10am – 5:30pm
Sun & Public HolidaysClosed
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